Filing bankruptcy may seem like
a traumatic event that will effect your lifestyle for a very long time, but the
reality is quite different. Once you have filed bankruptcy and the case is
closed you essentially have a clean slate. You have no credit to speak of and
need to rebuild it. If you have school loans those can help you rebuild your
credit score since they usually are not be discharged under bankruptcy. The
next step is to pull your credit and make sure everything is accurate and clean
up what isn’t. Many time you will still have creditors reporting that you have
not paid bills, even though they were discharged in the bankruptcy. Once you have
done this it is time to look at getting secured credit with a credit card. You
simply deposit at least $200, or as much as you can at a bank and they will
give you a card. Read More
No comments:
Post a Comment